I have these rotating dreams floating through my mind and I just don't know how to reach any of my goals. They all seem so unattainable. My husband and I want to start a family, first and foremost, but it seems like raising a child is so expensive and with mat leave only covering a percentage of my pay it seems like we are looking to get into debt. We both have stable jobs and we live within our means but we don't have savings. I think we are house poor bc our mortgage pretty much maxes out our budget every month. We also love travelling and we always think about owing a condo and renting it out as an income property so that when we take vacation and eventually retire we have somewhere to go.
How do we get the money to 1. Start a family 2. Keep living within our means and not go into crazy debt 3. Set up a plan for owning an investment property? The obvious solutions are either to spend less money and /or make more money.
I just needed to get this out there and if anyone has any advice I'd love to hear it.
